Personal Loans — Expert Guides & Resources | myFinance Wisdom

Oct 30, 20265 min read

Used Car Loan Rates This Festive Season: From 8.86% — The Full Cost Check

Used-car loan starting rates this festive season run from 8.86% at Bandhan Bank to 12.95% at Axis, per festive-season reporting. Rates, tenure, age limits and EMI maths compared.

Oct 22, 20269 min read

Loan Against Mutual Funds: Borrow Without Selling Units

Need cash but don't want to sell your mutual funds? LAMF explained: RBI LTV caps, rates, costs, margin-call risk and the maths versus a personal loan.

Oct 18, 202612 min read

Car Loan Rates October 2026: What's Cheapest After RBI's Hike — the Real EMI Math for First-Time Buyers

After RBI's Oct 7 hike to 5.50%, car loan rates moved up. Compare October 2026 starting rates, real EMI maths on ₹8 lakh, and first-time-buyer guidance.

Oct 14, 20269 min read

Credit Life Insurance: The 22%-to-2% Commission Fight

A 22% commission fight over credit life cover — the insurance bundled into your loan EMI. How it raises your EMI, the IRDAI 2% proposal, and what to check.

Oct 13, 20269 min read

Personal Loan Foreclosure in 2026: The RBI Rule That Ended the Penalty — and the Rs 65,540 Maths of When Prepaying Pays

RBI's 2026 rule bans foreclosure charges on floating-rate personal loans sanctioned after 1 Jan 2026. When does prepaying pay? Rule, exceptions and maths.

Read these on the go. Save guides offline and get a nudge when new ones land, in the free myfw app.

Google Play

CONTINUE LEARNING WITH US

We distill complex Indian regulations, tax laws, and calculator formulas into easy-to-digest videos on YouTube and visual carousels on Instagram.

Video Channel

YouTube

@MyFinanceWisdom

Watch comprehensive video guides, step-by-step calculator demos, and financial myth-busting sessions.

Watch on YouTube

Visual Guides

Instagram

@myfwindia

Get bite-sized financial wisdom, infographic carousels, key deadline alerts, and daily money lessons.

Follow @myfwindia