Expert-led insights and detailed guides on life insurance.
What is the real difference between ULIP and mutual funds? Charges, lock-in, tax and the IRDAI's Sep-2026 mis-selling proposals — the math before you decide.
₹1 crore of term cover sounds big — but worked math shows it falls short for most families. The HLV method, claim ratios and 2026 costs, explained simply.
IRDAI proposes caps on insurance commissions — life up to 25%, health 20%, zero on new motor TP. Policybazaar parent crashed 34%. Explained simply.
