Expert-led insights and detailed guides on health insurance.
What is a super top-up health plan? How super top-ups work, deductible rules, indicative costs, top-up vs super top-up, 5 mistakes to avoid — 2026 India guide.
Senior citizen health insurance India: IRDAI's 10% premium cap, no entry-age limit, co-pay traps, costs at 60/70/80 — the renewal loophole nobody mentions.
IRDAI's Sep 23 draft proposes capping health insurance commissions: 20% first-year, 10% on renewals. What it means for your premium, renewals and portability.
One year after GST on health insurance went to zero, premiums are still rising. The ITC trick, LocalCircles data, IRDAI's claim timelines and what to check at renewal — explained simply.
