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Tax

Income tax slabs, old vs new regime, 80C deductions and tax-saving strategies for Indians.

Freelancers Can Earn ₹24 Lakh a Year and Pay Zero Income Tax — the 50% Rule, Explained Simply
Oct 5, 20269 min read

Freelancers Can Earn ₹24 Lakh a Year and Pay Zero Income Tax — the 50% Rule, Explained Simply

44ADA lets freelancers declare only 50% of receipts as income. With the new regime's ₹12 lakh rebate, bill up to ₹24 lakh with zero income tax. FY 2026-27 math.

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Selling Gold This Dhanteras? The Tax Bill on Gold ETFs, SGBs, Digital Gold and Jewellery, Explained
Oct 4, 20268 min read

Selling Gold This Dhanteras? The Tax Bill on Gold ETFs, SGBs, Digital Gold and Jewellery, Explained

Selling gold this Dhanteras? India's 2026 tax rules on jewellery, gold ETFs, digital gold and SGBs — holding periods, rates, GST, TCS and worked examples.

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Old vs New Tax Regime for FY2026-27: The ₹8 Lakh Rule That Decides It in 5 Minutes
Oct 3, 20269 min read

Old vs New Tax Regime for FY2026-27: The ₹8 Lakh Rule That Decides It in 5 Minutes

Old vs new tax regime FY2026-27: worked salary comparisons, the ₹8 lakh rule, the employer-TDS trap, and the first year under the new Income-tax Act.

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TDS on FD Interest in 2026: New ₹50,000 / ₹1 Lakh Limits and Form 121, Explained Simply
Oct 2, 20269 min read

TDS on FD Interest in 2026: New ₹50,000 / ₹1 Lakh Limits and Form 121, Explained Simply

Banks now cut TDS on FD interest above ₹50,000 (₹1 lakh for seniors). TDS vs tax, Form 121 replacing 15G/15H, the accrual trap, NRI rules — the 2026 guide.

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Capital Gains Tax in India (2026): LTCG vs STCG Rates, Holding Periods and the ₹1.25 Lakh Rule, Explained Simply
Oct 1, 20265 min read

Capital Gains Tax in India (2026): LTCG vs STCG Rates, Holding Periods and the ₹1.25 Lakh Rule, Explained Simply

Sell stocks within 12 months and pay 20% tax; hold longer and pay 12.5% above ₹1.25 lakh. Capital gains tax on shares, mutual funds, property and gold — explained simply.

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Old 80C Is Now Section 123: What the New Income-Tax Act Means for You
Sep 30, 20269 min read

Old 80C Is Now Section 123: What the New Income-Tax Act Means for You

The Income-Tax Act 2025 is live from April 1, 2026. Old 80C is now Section 123, 80D is Section 126 — limits unchanged. What actually changed and what didn't.

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Tax Audit Deadline Extended to Oct 21, ITR to Nov 21: Who Gets the Extra 21 Days (and Who Doesn't)
Sep 29, 20267 min read

Tax Audit Deadline Extended to Oct 21, ITR to Nov 21: Who Gets the Extra 21 Days (and Who Doesn't)

CBDT extended the tax audit report date to Oct 21 and ITR to Nov 21 for AY 2026-27. Who benefits, who doesn't, and how to use the extra 21 days.

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80C Deductions Explained Simply: 9 Ways to Save Up to ₹46,800 in Tax Under the Old Regime (FY 2026-27)
Sep 28, 20269 min read

80C Deductions Explained Simply: 9 Ways to Save Up to ₹46,800 in Tax Under the Old Regime (FY 2026-27)

Old-regime 80C shelters ₹1.5 lakh from tax in FY 2026-27 — up to ₹46,800 saved. Full 9-item menu, new-regime survivors, and break-even math, explained simply.

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Tax Audit Deadline September 30, 2026: Extension or Not? What Freelancers, Traders & Businesses Must Do Now
Sep 27, 20267 min read

Tax Audit Deadline September 30, 2026: Extension or Not? What Freelancers, Traders & Businesses Must Do Now

Tax audit report for AY 2026-27 is due 30 September 2026. Extension demands are growing — here's where it stands, the penalty risk, and the 72-hour action plan.

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Old vs New Tax Regime in FY 2026-27: Which One Saves You More Tax?
Sep 25, 20263 min read

Old vs New Tax Regime in FY 2026-27: Which One Saves You More Tax?

New regime: zero tax up to ₹12L, slabs to 30% above ₹24L. Old regime: deductions 80C, HRA, home loan. Worked examples show which regime wins for you.

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