What is the Lumpsum Calculator? A lumpsum calculator estimates the future value of a single one-time investment using compound growth: amount × (1 + annual return) ^ years.
How to use the Lumpsum Calculator
- Enter the one-time amount you plan to invest.
- Set the expected annual return.
- Choose the investment period in years.
- Compare the result with a SIP of the same total to decide how to deploy a bonus or windfall.
Frequently asked questions
How is lumpsum return calculated?
Future value = investment × (1 + annual return) raised to the number of years. Growth compounds on the amount already earned.
Is lumpsum better than SIP?
Neither always wins. A lumpsum puts all your money to work at once, while a SIP spreads purchases over time and reduces the impact of entry timing.
Results are estimates based on the inputs you enter, not guaranteed returns or financial advice.