What is the SWP Calculator? An SWP calculator models taking a fixed amount from your invested corpus every month while the rest keeps earning, showing how long the money lasts.
How to use the SWP Calculator
- Enter your starting corpus.
- Enter the monthly amount you want to withdraw.
- Set the expected annual return.
- Check the remaining balance over time and adjust the withdrawal until the corpus lasts as long as you need.
Frequently asked questions
What is an SWP?
A Systematic Withdrawal Plan redeems a fixed amount from a mutual fund at regular intervals, creating an income stream while the remaining units stay invested.
How do I make my corpus last longer?
Withdraw less each month, or hold a return above your withdrawal rate. A withdrawal rate above the return drains the corpus.
Results are estimates based on the inputs you enter, not guaranteed returns or financial advice.