What is the Rent vs Buy Calculator? A rent vs buy calculator compares two paths for the same home: buying with a loan, or renting and investing the down payment and any monthly savings, and shows who ends up richer.
How to use the Rent vs Buy Calculator
- Enter the home price, down payment and loan details.
- Enter the rent for a similar home and how fast it rises.
- Set home price growth and the return on investments.
- Compare net worth after the number of years you choose.
Frequently asked questions
How does the calculator decide?
It compares net worth at the end: the home's value minus the loan left plus any investments if you buy, against the investments you build if you rent.
What is not included?
Selling costs, tax benefits on home loans in the old regime, and the non-financial value of owning your home.
Results are estimates based on the inputs you enter, not guaranteed returns or financial advice.