What is the Asset Allocation Calculator? An asset allocation calculator suggests how to divide a portfolio between equity, debt and gold based on your age and risk appetite. The Rule of 100 sets equity near 100 minus your age.
How to use the Asset Allocation Calculator
- Enter your age.
- Pick your risk appetite.
- Read the suggested split across equity, debt and gold.
- Rebalance once a year if the mix drifts far from your target.
Frequently asked questions
What is the Rule of 100?
A rule of thumb that puts roughly 100 minus your age in equity and the rest in safer assets such as debt and gold.
How often should I rebalance?
Reviewing once a year, or when an asset class drifts well away from its target share, keeps risk in line with your plan.
Results are estimates based on the inputs you enter, not guaranteed returns or financial advice.