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Sukanya Samriddhi Calculator

Free Sukanya Samriddhi Yojana calculator. Estimate your daughter's SSY maturity amount at 21 years from yearly deposits made for the first 15 years.

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Sukanya Samriddhi calculator

Type an exact amount or move a slider. Your estimate updates as you go.

₹250₹1,50,000

₹250 to ₹1.5 lakh a year, for the first 15 years.

6%10%

Set by the government every quarter: 8.2% for Oct–Dec 2026.

0Yr10Yr

The account can be opened until she turns 10.

You deposit for 15 years; the account matures 21 years after opening. Up to 50% can be withdrawn for education once she turns 18.

Maturity Value
₹71,82,119
Total Deposits
₹22,50,000
Interest Earned
₹49,32,119
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Matures when she turns 26. Up to 50% can be withdrawn for her education from age 18.

Illustrative estimates based on your inputs and each tool’s assumptions. Investment returns are not guaranteed. Review the methodology below before using a result.

Sukanya Samriddhi Calculator in your pocket. All 22 calculators work offline in the free myfw app, next to your expenses and goals.

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What is the Sukanya Samriddhi Calculator? An SSY calculator estimates what a Sukanya Samriddhi account for a girl child will be worth at maturity: you deposit for 15 years and the account keeps earning until 21 years after opening.

How to use the Sukanya Samriddhi Calculator

  1. Enter your yearly deposit (₹250 to ₹1.5 lakh).
  2. Check the current interest rate, set every quarter.
  3. Add your daughter's age to see when the account matures.
  4. Open the table to see the balance each year.

Frequently asked questions

How long do I deposit in SSY?

For 15 years from opening. The account matures 21 years after opening and keeps earning interest in between.

What is the SSY interest rate?

8.2% a year for October to December 2026, reviewed every quarter.

Can I withdraw early?

Up to 50% of the balance can be withdrawn for her higher education once she turns 18.

Results are estimates based on the inputs you enter, not guaranteed returns or financial advice.