What is the PPF Calculator? A PPF calculator estimates the tax-free maturity value of your Public Provident Fund account, assuming one deposit at the start of each year compounded annually at the current rate.
How to use the PPF Calculator
- Enter how much you will deposit each year (₹500 to ₹1.5 lakh).
- Check the interest rate: the government resets it every quarter.
- Pick 15 years, or extend in 5-year blocks.
- Open the year-by-year table to see interest and balance each year.
Frequently asked questions
What is the PPF interest rate now?
7.1% a year for October to December 2026. The government reviews small savings rates every quarter.
Is PPF interest taxable?
No. PPF is exempt at every stage: deposits qualify for Section 80C in the old regime, and interest and maturity are tax-free.
When should I deposit to earn the most?
By 5 April each year, so the deposit earns interest for the whole year.
Results are estimates based on the inputs you enter, not guaranteed returns or financial advice.