What is the EPF Calculator? An EPF calculator projects your provident fund at 58: 12% of basic + DA from you, 12% from your employer minus the pension (EPS) share, and interest on the monthly balance.
How to use the EPF Calculator
- Enter your monthly basic pay plus DA.
- Add your age and expected yearly salary increase.
- Check the EPF interest rate declared for the year.
- Add your current EPF balance if you have one.
Frequently asked questions
How much of my employer's PF goes to EPF?
Of the employer's 12%, 8.33% of wages up to ₹15,000 (₹1,250 a month) goes to the pension scheme (EPS); the rest goes to your EPF.
What is the EPF interest rate?
8.25% for FY 2025-26, declared by EPFO each year.
Results are estimates based on the inputs you enter, not guaranteed returns or financial advice.