What is the HRA Calculator? An HRA calculator applies the three limits in the Income Tax rules to show how much of your house rent allowance is exempt and how much is taxed.
How to use the HRA Calculator
- Choose your city: Delhi, Mumbai, Kolkata, Chennai or elsewhere.
- Enter your monthly basic pay plus DA.
- Enter the HRA you receive and the rent you pay.
- See the exemption and which limit applies.
Frequently asked questions
How is HRA exemption calculated?
It is the least of: the HRA you receive, rent paid minus 10% of basic + DA, and 50% of basic + DA in Delhi, Mumbai, Kolkata or Chennai (40% elsewhere).
Is Bengaluru a metro for HRA?
No. For HRA, only Delhi, Mumbai, Kolkata and Chennai use 50%; Bengaluru, Hyderabad and Pune use 40%.
Can I claim HRA in the new regime?
No. HRA exemption is available only in the old regime.
Results are estimates based on the inputs you enter, not guaranteed returns or financial advice.