What is the NPS Calculator? An NPS calculator projects how much your National Pension System contributions could grow by retirement and splits the corpus into a lumpsum and the annuity that funds a monthly pension.
How to use the NPS Calculator
- Enter your current age and planned retirement age.
- Enter your monthly NPS contribution.
- Set the expected annual return and annuity rate.
- Review the estimated corpus, lumpsum and monthly pension.
Frequently asked questions
How is the NPS pension calculated?
A portion of the corpus must buy an annuity under the current PFRDA rules. The monthly pension is that annuity amount multiplied by the annuity rate and divided by twelve.
Are NPS returns guaranteed?
No. NPS is market-linked, so the calculator uses the return you assume. Actual results can be higher or lower.
Results are estimates based on the inputs you enter, not guaranteed returns or financial advice.