UPI & Digital Payments

Oct 5, 20268 min read

No Card Needed: What Is Credit Line on UPI and How Does It Work? (2026 Guide)

Credit Line on UPI explained: how the card-less bank credit line works, costs, EMI conversion, RuPay card differences, and risks.

Oct 3, 20265 min read

UPI MDR From Oct 15: Will Shops Charge You Extra? Explained

From Oct 15, 2026, UPI merchant payments above ₹2,000 carry 0.4% MDR. P2P stays free, small merchants exempt. What actually changes at the counter — explained.

Sep 24, 20262 min read

Will UPI Be Charged? The MDR Row and October 2 'No UPI Day' Protest, Explained Simply

Traders call for 'No UPI Day' on Oct 2 over MDR on high-value UPI transactions. Will you pay for UPI? The truth, explained simply.